FAQs
What is financial planning?
Financial planning is the act of looking at a client's entire financial picture and guiding them on how to plan their short-term and long-term goals. This can include saving for education, planning for retirement, managing taxes, insurance and investments.
Are you a fiduciary?
Yes, we work on behalf of our clients where we always put your best interest over our own. We find it important to preserve good faith and trust with everything we do.
How will our relationship work?
We believe in a team approach to your success where you are the key member. It is important to have trust between each other when handling finances which is why we take pride on the close relationships we have developed with our clients through the years.
How can I get started?
Don't get intimidated when starting the investment conversation. We encourage you to go at a pace that you feel comfortable with especially when making big decisions. To start we will schedule an introduction meeting for us to get to know each other on a personal and financial level. This is a time to get familiar with each other and determine if it's a good match. If you decide this is something you would like move along with then we will continue through our onboarding process. You can view our process on the Services page under Becoming a Client.
How do you select investments for a client?
When we start the investing conversation with you, we learn about who you are as a person, look at your goals, then we have you take a risk assessment to give us a good idea the amount of risk you are willing to take. After gathering all that information, we suggest a few investments that are in line with your risk category that will help reach your goals.
Do you have a minimum initial investment requirement for me to work with you?
Commissioned accounts: $250 initial or $50 monthly
Non-qualified: $7,500
Qualified: $1,000
What is your fee structure?
No hourly consulting fee
Commissioned accounts:
Brokerage accounts: 1% of AUM annual fee